The Citibank Rewards credit card is a great all-round card for daily use, it rewards customers for spend and will give you some level of benefit. Just be careful when adding the rewards categories and each additional category comes with a RM100 annual charge - Review brought to you by Enjoy Compare
What is the subscription fee for each Rewards category?
Each category is charged a fee of RM100 per annum.
This fee will appear on your annual statement.
For example, if you have subscribed to 3 Rewards categories, you will see an annual fee of RM300 billed to your annual statement.
What if I add a new Rewards category before the end of the subscription year? Do I still need to pay the full RM100?
No. If you add a category before the subscription year ends, you will only be charged for the remaining months of the year.
For example, if you add 1 category 6 months into your subscription year, you will only be charged for the 6 remaining months of the year which is RM50. (6/12 x RM100 = RM50)
This pro-rated fee will appear in your next statement.
Are there any annual fees for supplementary cards?
No, there is no annual fee regardless of the number of categories subscribed to by the principal cardmember. However, there still is an annual GST of RM25.