Citibank Personal Loan
Citibank Personal Loan
Benefits & Privileges
Cash when you need it
Citibank Personal Loan is a fixed rate unsecured personal term loan, with 30 minutes approval with same day cash - Read More
- Affordable interest rate with monthly instalments from as low as RM150
- Approval within 30 minutes
- No processing fees
- Next-business day disbursement via Interbank GIRO
Citibank's Personal Loan is a simple unsecured loan charging a flat rate of interest. You enjoy no processing fees and don't require a guarantor. or any collateral. What's more Citibank offer 30 Minutes approval, with same day disbursement via an existing Citibank Current or Savings account - Review brought to you by Enjoy Compare
Citibank serves more than 100 million clients in 40 countries, Citi’s Global Consumer Banking business is among the largest retail banks in the world. Primarily known as Citibank and strategically centered in the world’s top cities, Global Consumer Banking uses its deep footprint to deliver a consistent and enhanced client-centric banking experience. Global Consumer Banking accounted for nearly 40 percent of total deposits and 50 percent of total revenues within Citicorp in 2011.
Global Consumer Banking consists of five primary business units – Retail Banking, Citi Branded Cards, CitiMortgage, Citi Commercial Bank and Retail Services – that operate in our four key global regions: North America, Latin America, Europe, Middle East and Africa, and Asia Pacific. Operations outside the U.S. account for approximately half our total loans, deposits, revenues and net income.
Citibank Global Consumer Banking businesses is strong in some of the world’s most important growth markets, from China, Malaysia, Korea and India in Asia Pacific, to Poland and Russia in Europe, to Mexico, Brazil, Colombia, Argentina and Panama in Latin America. In Mexico, Citi’s Banamex franchise serves more than 20 million people and is the country’s largest financial institution as measured by assets and customer-managed resources.
Criteria For Application:
What do I get from this product?
- Minimum age of 21 up to a maximum of 60 years old at the time of the loan maturity.
- Malaysian citizen or P.R. working in Malaysia.
- Holding any bank's credit card/personal loan/home loan/hire purchase for at least 1 year.
Terms & Conditions apply
- Principal Loan Amount
- Minimum of RM5,000 and a maximum of RM120,000 depending on individual credit assessment.
- Loan repayment tenure options
- 24, 36, 48 or 60 months
- Prescribed Rate
- Your Prescribed Rate will be at an effective interest rate of 16.40% per annum. For your ease of comparison, the equivalent flat interest rate is approximately 9% to 9.4% per annum.
1. Monthly instalment of RM150 is based on RM5,000 loan across 4 year tenure at an effective interest rate of 16.4% per annum (equivalent to 9.3% flat per annum).
2. *30-minute loan approval is only applicable to salaried applicants and available during banking hours on business days via submissions at Citibank branches and starts from the time of complete documents submission, subject to further information or documents as required.
3. Same -day-cash' disbursement can be made if you have an existing Citibank Current or Savings account. Citibank shall not be liable for any delay occasioned by technical or other reasons beyond the reasonable control of Citibank.
4. Final loan approval and rate are subject to Citibank's assessment and review.
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